Personal Budget Spreadsheet

Managing income, expenses and monthly budgets across separate records makes it difficult to understand your financial position. This workbook brings budgeting, spending, savings and monthly summaries together in one organised spreadsheet.

Take control of your personal finances with a practical full-year budgeting spreadsheet designed to help you organise income, track expenses, plan monthly spending and monitor savings goals.

The Personal Budget Spreadsheet brings your budgeting activities together in one organised Excel workbook. Instead of keeping separate records for income, expenses and savings, you can manage them in one place and review your financial progress throughout the year.

PLAN YOUR MONTHLY BUDGET

Set monthly spending budgets across 16 categories. Compare your planned amounts against actual spending to see where your money is going and identify categories where you may need to adjust.

TRACK YOUR INCOME AND EXPENSES

Record your income and expenses in dedicated worksheets. Keep your financial entries organised and review your spending activity throughout the year.

VIEW YOUR FINANCIAL POSITION

Use the dashboard to review monthly income, spending, savings, remaining money and your running balance. Monthly summaries and charts make it easier to understand your financial activity.

MONITOR YOUR SAVINGS GOALS

Set savings targets and track your progress as you work towards them.

WHAT YOU RECEIVE

• Blank full-year Excel budget workbook
• Sample workbook populated with fictional figures
• Income tracking worksheet
• Expense tracking worksheet
• Monthly budget planning across 16 categories
• Planned-versus-actual budget tracking
• Financial dashboard
• Monthly summaries and charts
• Savings goal tracking
• START_HERE instructions
• README, licence and manifest files

WHO THIS IS FOR

Individuals, students, employees and households who want a structured way to manage personal budgets, monitor expenses and organise savings.

HOW TO USE IT

Download the ZIP package, extract the files and open the workbook using Microsoft Excel or LibreOffice Calc. Follow the START_HERE instructions, enter your income and expenses, set your monthly budgets and review your dashboard.

REQUIREMENTS

Microsoft Excel 2010 or later, or LibreOffice Calc 7 or later.

IMPORTANT INFORMATION

This is a manual spreadsheet, not an automated banking application. It does not connect to bank accounts or import transactions automatically. It is a budgeting and organisation tool, not financial advice.

The workbook supports up to 500 income rows and 1,000 expense rows. It has been verified in LibreOffice Calc; Microsoft Excel and Google Sheets compatibility have not been tested.

1. Download the ZIP package after purchase.
2. Extract the ZIP file.
3. Open the START_HERE guide.
4. Open the blank workbook in Microsoft Excel or LibreOffice Calc.
5. Enter your income and expenses.
6. Set your monthly category budgets.
7. Review your dashboard, summaries and savings progress.

Digital ZIP download containing the blank and sample Excel budget workbooks, instructions and licence.

Individuals, students, employees and households who want to organise personal finances, manage monthly budgets and monitor savings.

Personal budgeting, income and expense tracking, monthly spending planning and savings management.